As Corvette enthusiasts, we understand what you want in your insurance policy.
Policy Features |
What you need to know |
Broad Usage |
The National Corvette Museum and NCM Insurance Agency love to see the cars we insure driven, we highly encourage you to take your car out on a nice day and enjoy it! |
Mileage Options |
We have several mileage plans to meet your needs! Pick the best plan that fits your vehicle and save money. Plus, we offer rollover miles! |
Agreed Value |
For Collector Car insurance we only write Agreed Value type policies. If you were to ever have a total loss that is what you will be paid! We will not depreciate or question the vehicle's value. |
Claims |
If you were to have a claim you can take your car to the shop of your choice. We do not have any preferred shops to deal with, plus you know who will do the best job on your prized possession! |
Save money! |
With Collector Car insurance we will often be cheaper than your standard auto insurance companies, plus with the Agreed Value you know what you will be compensated if it ever came to that. |
One Liability Charge |
With the NCM Insurance Agency you will pay for liability coverage only 1 time while most standard auto companies charge for each vehicle.
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Spare Parts |
We automatically include $2,000 for lost or stolen parts plus we include $75 to cover towing costs. If you want additional towing coverage you can purchase our Expanded Towing coverage for $10. |
Optional "Nine-to-Five" |
We offer “Nine-to-Fiver Driver” that allows you to drive your vehicle to work up to a couple times a week! |
New car? |
Any new addition to your collection is covered for 30 days and up to $50,000! |
Trip Interruption Coverage |
If your vehicle ever breaks down while you are on a trip more than 50 miles from home we will pay up to $600 for transportation, lodging and expenses. |
Do I Qualify?
With Collector Car insurance there are several items that you and your vehicle must meet in order to qualify for coverage. We have outlined the items below. Please do not hesitate to contact us if you have any questions or to see if you qualify over the phone.
Driver Eligibility
| 1: Each driver in your house must have a daily use vehicle that is no older than 15 years of age, and your limits of liability must be equal to or higher than the limits that you are applying for on your Collector Car. |
| 2: All drivers in your house or any other drivers of your collector car must be listed on the application. |
| 3: We are not able to insure you if you have more than 2 at fault accidents or violations in the past 3 years. We cannot insure you if you have any major violation in the past 5 years, DUI's, Street Racing, etc. |
| 4: All drivers in the house must have at least 10 years of driving under their belt or they need to be excluded. (Some states may vary) |
Vehicle Eligibility
1: For Collector Car insurance we are not able to offer you coverage while on the track fro HPDEs, Drag Racing, Autocross, etc..
2: We are only able to insure Collector Cars that are stored in a locked garage when it is not being used.
Some states we are able to insure your Collector Car if it is inside a carport. Please call to see if your state qualifies.
3: We are unable to insure Collector Cars that are used for daily use activities. (Grocery Store visits, Dr. Trips, errands, etc.) If you would like to take your collector car to work, we offer a program called “nine-to-five” that allows you to drive to work up to a couple times a week.
Large Collections
Do you own a collection of Collector Cars valued over $250,000? We offer additional discounts to those who have large collections. Please call NCM Insurance Agency to have a quote prepared for you.
About Our Underwriter
American Modern Insurance Group is licensed in 50 states and have been in property and casualty business since 1965. They are based in Cincinnati, OH, and are rated A+ (superior) by A.M. Best Company. A.M. Best is an independent analyst of the insurance industry. 99% of American Modern customers plan to renew their collector vehicle coverage and 97% would recommend American Modern to their family and friends.
